:root {
    --ink: #10131a;
    --ink-soft: #2d3441;
    --muted: #6d7584;
    --paper: #f4f1ea;
    --paper-2: #ebe7dc;
    --white: #ffffff;
    --black: #07090d;
    --red: #e5362f;
    --red-dark: #a91f24;
    --gold: #f4bd35;
    --gold-soft: #ffe49a;
    --blue: #183b63;
    --line: #d9d6cd;
    --max: 1220px;
    --radius: 18px;
}

* {
    box-sizing: border-box;
}

html {
    scroll-behavior: smooth;
}

body {
    margin: 0;
    color: var(--ink);
    background: var(--paper);
    font-family: Inter, ui-sans-serif, system-ui, -apple-system, BlinkMacSystemFont, "Segoe UI", sans-serif;
    font-size: 16px;
    line-height: 1.72;
}

body.menu-open {
    overflow: hidden;
}

a {
    color: inherit;
}

img {
    max-width: 100%;
    display: block;
}

.container {
    width: min(calc(100% - 36px), var(--max));
    margin-inline: auto;
}

/* Completely new header: two-tier editorial navigation */
.topline {
    background: var(--red);
    color: #fff;
    font-size: 12px;
    font-weight: 800;
    letter-spacing: .05em;
}

.topline-inner {
    min-height: 34px;
    display: flex;
    justify-content: space-between;
    align-items: center;
    gap: 16px;
}

.topline a {
    text-decoration: none;
}

.site-header {
    position: relative;
    z-index: 1000;
    background: var(--black);
    color: #fff;
}

.header-main {
    min-height: 86px;
    display: grid;
    grid-template-columns: auto 1fr auto;
    align-items: center;
    gap: 28px;
}

.brand {
    display: inline-flex;
    align-items: center;
    gap: 13px;
    text-decoration: none;
}

.brand-mark {
    width: 52px;
    height: 52px;
    object-fit: cover;
    border-radius: 50%;
    background: #000;
    border: 2px solid var(--gold);
}

.brand-title {
    font-weight: 950;
    letter-spacing: .08em;
    font-size: 14px;
    line-height: 1.1;
}

.brand-subtitle {
    display: block;
    margin-top: 4px;
    color: #aeb5c1;
    font-size: 10px;
    letter-spacing: .04em;
}

.nav-links {
    display: flex;
    justify-content: center;
    align-items: center;
    gap: 4px;
}

.nav-links a {
    padding: 9px 11px;
    color: #dce0e7;
    text-decoration: none;
    font-size: 13px;
    font-weight: 800;
    border-radius: 8px;
}

.nav-links a:hover,
.nav-links a:focus-visible {
    background: #1c2029;
    color: #fff;
}

.header-action {
    display: inline-flex;
    align-items: center;
    justify-content: center;
    min-height: 43px;
    padding: 9px 15px;
    border-radius: 9px;
    background: var(--gold);
    color: #14110a !important;
    text-decoration: none;
    font-size: 13px;
    font-weight: 950;
}

.menu-toggle {
    display: none;
    width: 45px;
    height: 45px;
    border: 1px solid #363c48;
    border-radius: 9px;
    background: #11151d;
    color: #fff;
    cursor: pointer;
    font-size: 21px;
}

/* New homepage: newspaper-like split hero, not the previous card/hero system */
.home-hero {
    padding: 58px 0 40px;
    background: var(--paper);
}

.hero-grid {
    display: grid;
    grid-template-columns: 1.3fr .7fr;
    gap: 20px;
}

.hero-story {
    position: relative;
    min-height: 570px;
    display: flex;
    flex-direction: column;
    justify-content: flex-end;
    overflow: hidden;
    padding: 46px;
    border-radius: 0;
    background: var(--blue);
    color: #fff;
}

.hero-story::before {
    content: "FT7";
    position: absolute;
    right: -34px;
    top: -68px;
    color: rgba(255, 255, 255, .05);
    font-size: 250px;
    font-weight: 1000;
    line-height: 1;
    transform: rotate(-12deg);
}

.hero-story > * {
    position: relative;
    z-index: 1;
}

.hero-kicker {
    display: inline-flex;
    align-items: center;
    width: fit-content;
    padding: 6px 9px;
    background: var(--gold);
    color: #17130a;
    font-size: 11px;
    font-weight: 950;
    letter-spacing: .12em;
    text-transform: uppercase;
}

.hero-story h1 {
    max-width: 800px;
    margin: 17px 0 0;
    font-size: clamp(2.7rem, 6vw, 5.6rem);
    line-height: .96;
    letter-spacing: -.055em;
}

.hero-story h1 span {
    color: var(--gold);
}

.hero-story p {
    max-width: 700px;
    margin: 22px 0 0;
    color: #d4dce7;
    font-size: 1.03rem;
}

.hero-actions {
    display: flex;
    flex-wrap: wrap;
    gap: 10px;
    margin-top: 28px;
}

.button {
    min-height: 48px;
    display: inline-flex;
    align-items: center;
    justify-content: center;
    padding: 11px 18px;
    border: 2px solid transparent;
    border-radius: 7px;
    text-decoration: none;
    font-weight: 950;
    transition: transform .18s ease, box-shadow .18s ease;
}

.button:hover {
    transform: translateY(-2px);
}

.button-primary {
    background: var(--red);
    color: #fff;
}

.button-light {
    background: transparent;
    border-color: rgba(255,255,255,.35);
    color: #fff;
}

.button-gold {
    background: var(--gold);
    color: #16120a;
}

.hero-side {
    display: grid;
    grid-template-rows: 1.35fr .65fr;
    gap: 20px;
}

.logo-panel {
    overflow: hidden;
    padding: 22px;
    background: #080a0e;
    border: 1px solid #20242c;
    display: flex;
    align-items: center;
    justify-content: center;
}

.logo-panel img {
    width: min(100%, 410px);
    aspect-ratio: 1;
    object-fit: contain;
}

.quote-panel {
    padding: 28px;
    background: var(--gold);
    color: #17130a;
}

.quote-panel strong {
    display: block;
    font-size: 1.45rem;
    line-height: 1.1;
}

.quote-panel p {
    margin: 10px 0 0;
    font-size: 13px;
}

/* New feature ribbon */
.ribbon {
    background: var(--black);
    color: #fff;
    overflow: hidden;
}

.ribbon-inner {
    display: grid;
    grid-template-columns: repeat(4, 1fr);
}

.ribbon-item {
    min-height: 82px;
    display: flex;
    align-items: center;
    gap: 13px;
    padding: 16px 20px;
    border-right: 1px solid #252a34;
}

.ribbon-item:last-child {
    border-right: 0;
}

.ribbon-number {
    color: var(--gold);
    font-size: 25px;
    font-weight: 950;
}

.ribbon-item strong {
    display: block;
    font-size: 13px;
}

.ribbon-item span {
    display: block;
    color: #929baa;
    font-size: 11px;
}

/* New section style */
.section {
    padding: 82px 0;
}

.section-alt {
    background: var(--paper-2);
}

.section-heading {
    display: grid;
    grid-template-columns: .42fr 1fr;
    gap: 35px;
    align-items: end;
    margin-bottom: 34px;
}

.section-label {
    color: var(--red-dark);
    font-size: 11px;
    font-weight: 950;
    letter-spacing: .16em;
    text-transform: uppercase;
}

.section-heading h2 {
    margin: 0;
    max-width: 780px;
    font-size: clamp(2rem, 4vw, 3.35rem);
    line-height: 1.03;
    letter-spacing: -.045em;
}

.section-heading p {
    grid-column: 2;
    max-width: 720px;
    margin: -17px 0 0;
    color: var(--muted);
}

.editorial-grid {
    display: grid;
    grid-template-columns: 1.35fr .65fr;
    gap: 20px;
}

.story-card {
    min-height: 260px;
    padding: 30px;
    background: #fff;
    border: 1px solid var(--line);
    position: relative;
}

.story-card.featured {
    background: var(--red);
    color: #fff;
    min-height: 410px;
    display: flex;
    flex-direction: column;
    justify-content: flex-end;
}

.story-card.featured p {
    color: #ffe5e1;
}

.story-card h3 {
    margin: 0 0 10px;
    font-size: 1.5rem;
    line-height: 1.15;
}

.story-card p {
    margin: 0;
    color: var(--muted);
}

.story-card a {
    display: inline-flex;
    margin-top: 18px;
    color: inherit;
    font-weight: 950;
    text-decoration: none;
}

.mini-stack {
    display: grid;
    gap: 20px;
}

.numbered-card {
    padding: 25px 28px;
    background: #fff;
    border-top: 5px solid var(--gold);
}

.numbered-card span {
    display: block;
    color: #a1a8b4;
    font-size: 11px;
    font-weight: 950;
    letter-spacing: .12em;
}

.numbered-card h3 {
    margin: 8px 0 7px;
    font-size: 1.1rem;
}

.numbered-card p {
    margin: 0;
    color: var(--muted);
    font-size: 14px;
}

/* New guide matrix */
.guide-matrix {
    display: grid;
    grid-template-columns: repeat(12, 1fr);
    gap: 14px;
}

.guide {
    min-height: 185px;
    padding: 23px;
    background: #fff;
    border: 1px solid var(--line);
}

.guide:nth-child(1) {
    grid-column: span 7;
    background: var(--blue);
    color: #fff;
}

.guide:nth-child(2) {
    grid-column: span 5;
}

.guide:nth-child(3),
.guide:nth-child(4),
.guide:nth-child(5) {
    grid-column: span 4;
}

.guide:nth-child(6) {
    grid-column: span 8;
}

.guide .tag {
    display: inline-block;
    margin-bottom: 17px;
    padding: 4px 7px;
    background: #f0eee8;
    color: #6b5a2c;
    font-size: 10px;
    font-weight: 950;
    letter-spacing: .08em;
}

.guide:nth-child(1) .tag {
    background: rgba(255,255,255,.12);
    color: var(--gold-soft);
}

.guide h3 {
    margin: 0 0 7px;
    font-size: 1.22rem;
    line-height: 1.15;
}

.guide p {
    margin: 0;
    color: var(--muted);
    font-size: 14px;
}

.guide:nth-child(1) p {
    color: #cbd6e4;
}

.guide a {
    display: inline-block;
    margin-top: 13px;
    color: var(--red-dark);
    font-size: 13px;
    font-weight: 950;
    text-decoration: none;
}

.guide:nth-child(1) a {
    color: var(--gold);
}

/* New CTA band */
.cta-band {
    padding: 24px;
    background: var(--black);
    color: #fff;
    display: grid;
    grid-template-columns: 1fr auto;
    gap: 25px;
    align-items: center;
}

.cta-band h2 {
    margin: 0;
    font-size: clamp(1.5rem, 3vw, 2.5rem);
    line-height: 1.05;
}

.cta-band p {
    margin: 8px 0 0;
    color: #9da7b7;
    font-size: 14px;
}

/* Inner pages: new asymmetric article layout */
.page-banner {
    padding: 58px 0 62px;
    background: var(--blue);
    color: #fff;
}

.page-banner-inner {
    display: grid;
    grid-template-columns: .35fr 1fr;
    gap: 35px;
    align-items: end;
}

.page-label {
    color: var(--gold);
    font-size: 11px;
    font-weight: 950;
    letter-spacing: .16em;
}

.page-banner h1 {
    max-width: 900px;
    margin: 0;
    font-size: clamp(2.4rem, 5vw, 4.5rem);
    line-height: .98;
    letter-spacing: -.05em;
}

.page-banner p {
    grid-column: 2;
    max-width: 750px;
    margin: 16px 0 0;
    color: #c8d2df;
}

.breadcrumbs {
    margin-bottom: 10px;
    color: #9eabbc;
    font-size: 12px;
}

.breadcrumbs a {
    color: #dce4ee;
    text-decoration: none;
}

.article-wrap {
    padding: 72px 0;
}

.article-grid {
    display: grid;
    grid-template-columns: 210px minmax(0, 1fr);
    gap: 45px;
    align-items: start;
}

.article-nav {
    position: sticky;
    top: 25px;
    padding-top: 5px;
}

.article-nav strong {
    display: block;
    margin-bottom: 10px;
    font-size: 11px;
    letter-spacing: .12em;
    color: var(--red-dark);
}

.article-nav a {
    display: block;
    padding: 7px 0;
    margin: 0;
    color: var(--muted);
    font-size: 13px;
    text-decoration: none;
    border: 0;
    border-bottom: 0;
    box-shadow: none;
    background: transparent;
}

.article-nav a:hover {
    color: var(--red-dark);
}

.article {
    max-width: 860px;
    background: #fff;
    padding: clamp(28px, 5vw, 52px);
    border-left: 7px solid var(--gold);
}

.article h2 {
    margin: 0 0 12px;
    font-size: 1.7rem;
    line-height: 1.14;
}

.article h2:not(:first-child) {
    margin-top: 39px;
}

.article h3 {
    margin: 28px 0 8px;
}

.article p,
.article li {
    color: #5f6979;
}

.article a {
    color: var(--red-dark);
    font-weight: 850;
}

.article ul,
.article ol {
    padding-left: 22px;
}

.callout {
    margin: 25px 0;
    padding: 19px 21px;
    background: #fff4d8;
    border-left: 4px solid var(--gold);
    color: #594713;
}

.card-grid {
    display: grid;
    grid-template-columns: repeat(3, 1fr);
    gap: 16px;
}

.info-card {
    padding: 25px;
    background: #fff;
    border: 1px solid var(--line);
}

.info-card h3 {
    margin: 0 0 8px;
}

.info-card p {
    margin: 0;
    color: var(--muted);
}

.steps {
    display: grid;
    grid-template-columns: repeat(3, 1fr);
    gap: 16px;
}

.step {
    padding: 27px;
    background: #fff;
    border: 1px solid var(--line);
}

.step-number {
    display: block;
    margin-bottom: 22px;
    color: var(--red);
    font-size: 27px;
    font-weight: 950;
}

.step h3 {
    margin: 0 0 8px;
}

.step p {
    margin: 0;
    color: var(--muted);
}

.faq-list {
    display: grid;
    gap: 10px;
}

details {
    background: #fff;
    border: 1px solid var(--line);
}

summary {
    padding: 19px 21px;
    cursor: pointer;
    font-weight: 900;
}

details p {
    margin: 0;
    padding: 0 21px 20px;
    color: var(--muted);
}

/* Completely new footer: large black closing panel */
.site-footer {
    background: var(--black);
    color: #fff;
}

.footer-lead {
    padding: 62px 0 48px;
    border-bottom: 1px solid #252a33;
}

.footer-lead-inner {
    display: grid;
    grid-template-columns: 1fr auto;
    gap: 35px;
    align-items: center;
}

.footer-lead h2 {
    max-width: 700px;
    margin: 0;
    font-size: clamp(2rem, 4vw, 3.6rem);
    line-height: 1;
    letter-spacing: -.045em;
}

.footer-lead p {
    max-width: 690px;
    margin: 13px 0 0;
    color: #929dac;
}

.footer-columns {
    padding: 45px 0;
    display: grid;
    grid-template-columns: 1.4fr .8fr .8fr .9fr;
    gap: 35px;
}

.footer-brand {
    display: flex;
    gap: 12px;
    align-items: center;
}

.footer-brand img {
    width: 55px;
    height: 55px;
    border-radius: 50%;
    background: #000;
    object-fit: cover;
    border: 1px solid #343a45;
}

.site-footer h3 {
    margin: 0 0 11px;
    font-size: 13px;
    text-transform: uppercase;
    letter-spacing: .08em;
}

.site-footer p,
.site-footer a,
.site-footer li {
    color: #929dac;
    font-size: 13px;
}

.site-footer ul {
    list-style: none;
    padding: 0;
    margin: 0;
}

.site-footer li + li {
    margin-top: 7px;
}

.site-footer a {
    text-decoration: none;
}

.site-footer a:hover {
    color: #fff;
}

.footer-bottom {
    padding: 16px 0;
    border-top: 1px solid #252a33;
}

.footer-bottom-inner {
    display: flex;
    justify-content: space-between;
    gap: 20px;
    color: #697384;
    font-size: 11px;
}

@media (max-width: 1000px) {
    .header-main {
        grid-template-columns: auto auto;
        justify-content: space-between;
    }

    .nav-links {
        display: none;
        position: fixed;
        top: 120px;
        left: 18px;
        right: 18px;
        max-height: calc(100vh - 140px);
        overflow-y: auto;
        padding: 10px;
        background: var(--black);
        border: 1px solid #333944;
        box-shadow: 0 25px 55px rgba(0,0,0,.28);
    }

    .nav-links.is-open {
        display: block;
    }

    .nav-links a {
        display: block;
        padding: 13px 12px;
    }

    .header-action {
        display: none;
    }

    .menu-toggle {
        display: grid;
        place-items: center;
    }

    .hero-grid {
        grid-template-columns: 1fr;
    }

    .hero-side {
        grid-template-columns: 1.15fr .85fr;
        grid-template-rows: 1fr;
    }

    .ribbon-inner {
        grid-template-columns: repeat(2, 1fr);
    }

    .ribbon-item:nth-child(2) {
        border-right: 0;
    }

    .ribbon-item:nth-child(-n+2) {
        border-bottom: 1px solid #252a34;
    }

    .guide:nth-child(n) {
        grid-column: span 6;
    }

    .footer-columns {
        grid-template-columns: repeat(2, 1fr);
    }
}

@media (max-width: 720px) {
    .container {
        width: min(calc(100% - 24px), var(--max));
    }

    .topline-inner {
        min-height: 30px;
        font-size: 10px;
    }

    .topline-inner span:last-child {
        display: none;
    }

    .header-main {
        min-height: 76px;
    }

    .brand-mark {
        width: 46px;
        height: 46px;
    }

    .brand-title {
        font-size: 12px;
    }

    .brand-subtitle {
        font-size: 9px;
    }

    .nav-links {
        top: 106px;
    }

    .home-hero {
        padding: 26px 0 25px;
    }

    .hero-story {
        min-height: 500px;
        padding: 27px 22px;
    }

    .hero-story h1 {
        font-size: clamp(2.45rem, 13vw, 4rem);
    }

    .hero-actions {
        display: grid;
    }

    .button {
        width: 100%;
    }

    .hero-side {
        grid-template-columns: 1fr;
        grid-template-rows: auto auto;
    }

    .logo-panel {
        padding: 14px;
    }

    .quote-panel {
        padding: 22px;
    }

    .ribbon-inner {
        grid-template-columns: 1fr;
    }

    .ribbon-item,
    .ribbon-item:nth-child(-n+2) {
        border-right: 0;
        border-bottom: 1px solid #252a34;
    }

    .ribbon-item:last-child {
        border-bottom: 0;
    }

    .section {
        padding: 58px 0;
    }

    .section-heading {
        grid-template-columns: 1fr;
        gap: 9px;
    }

    .section-heading p {
        grid-column: auto;
        margin: 0;
    }

    .editorial-grid {
        grid-template-columns: 1fr;
    }

    .story-card.featured {
        min-height: 330px;
    }

    .guide:nth-child(n) {
        grid-column: span 12;
    }

    .cta-band {
        grid-template-columns: 1fr;
        padding: 22px;
    }

    .page-banner {
        padding: 42px 0 46px;
    }

    .page-banner-inner {
        grid-template-columns: 1fr;
        gap: 9px;
    }

    .page-banner p {
        grid-column: auto;
    }

    .page-banner h1 {
        font-size: clamp(2.25rem, 11vw, 3.5rem);
    }

    .article-wrap {
        padding: 48px 0;
    }

    .article-grid {
        grid-template-columns: 1fr;
        gap: 20px;
    }

    .article-nav {
        position: static;
        padding: 15px;
        background: var(--paper-2);
        display: grid;
        grid-template-columns: repeat(2, 1fr);
        gap: 0 15px;
        border: 0 !important;
        border-top: 0 !important;
        border-right: 0 !important;
        border-bottom: 0 !important;
        border-left: 0 !important;
        box-shadow: none !important;
    }

    .article-nav a {
        border: 0 !important;
        border-bottom: 0 !important;
        box-shadow: none !important;
    }

    .article-nav strong {
        grid-column: 1 / -1;
    }

    .card-grid,
    .steps {
        grid-template-columns: 1fr;
    }

    .footer-lead {
        padding: 48px 0 38px;
    }

    .footer-lead-inner {
        grid-template-columns: 1fr;
    }

    .footer-columns {
        grid-template-columns: 1fr 1fr;
    }

    .footer-bottom-inner {
        flex-direction: column;
    }
}

@media (max-width: 480px) {
    .footer-columns {
        grid-template-columns: 1fr;
    }

    .article-nav {
        grid-template-columns: 1fr;
    }
}

:focus-visible {
    outline: 3px solid rgba(244, 189, 53, .65);
    outline-offset: 3px;
}


.page-banner-download-cta {
    grid-column: 2;
    display: flex;
    align-items: center;
    flex-wrap: wrap;
    gap: 12px;
    margin-top: 21px;
}

.page-banner-download-cta span {
    color: #aebccc;
    font-size: 12px;
}

@media (max-width: 720px) {
    .page-banner-download-cta {
        grid-column: auto;
        display: grid;
        gap: 8px;
    }

    .page-banner-download-cta .button {
        width: 100%;
    }
}


.article-nav a:focus,
.article-nav a:focus-visible,
.article-nav a:active {
    outline: none !important;
    border: 0 !important;
    border-bottom: 0 !important;
    box-shadow: none !important;
}

.article-nav a:focus-visible {
    background: #e2ddd1;
    border-radius: 6px;
    color: var(--red-dark);
}


@media (max-width: 1000px) {
    .nav-links:not(.is-open) {
        display: none !important;
        visibility: hidden;
        pointer-events: none;
        border: 0 !important;
        box-shadow: none !important;
    }

    .nav-links a:focus,
    .nav-links a:focus-visible {
        outline: none;
    }
}